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Bajaj Finance Personal Loan
Bajaj Finance Personal Loan Do you need money to meet your immediate needs? A personal loan can help you overcome your financial hurdles, be it for wedding, home renovation, medical emergency or any other personal needs. Bajaj Finance loan amount is one such option.
One of the top non-banking Financial business is in India Bajaj Finance Ltd, a division of Bajaj Finserv. To meet the financial needs of people, it provides various financial products like personal loans. In this post, we will provide you with all the details you need about Bajaj Finance Personal Loan, including its features, eligibility, interest rates and application. process
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Bajaj Finance Personal Loan Features
Eligibility Criteria for Bajaj Finance Personal Loan
Interest rates and charges for Bajaj Finance Personal Loans
Documents Required for Bajaj Finance Personal Loan
How to Apply for Bajaj Finance Personal Loan?
What is a Personal Loan from Bajaj Finance?
A personal loan financed by Bajaj is an unsecured loan that can be used for various personal expenses including unexpected medical expenses, home renovation, wedding expenses, vacations and other needs. A personal loan is a popular approach because it does not demand collateral like a secured loan.
Benefits of Personal Loan from Bajaj Finance
Flexible loan amount
Depending on your eligibility and credit score, Bajaj Finance Personal Loan offers a loan amount between Rs. 1 lakh and Rs. 25 lakhs.
Simple repayment
You have the option of flexible repayment terms ranging from 12 to 60 months for your Bajaj Finance Personal Loan.
The loan amount is debited from your account within 24 hours of Bajaj Finance Personal Loan approval, with a fast disbursement process.
Online Account Management:
You can view statements, make payments and more for your Bajaj Finance personal loan account online
Pre-Approved Offer:
Existing Bajaj Finance Personal Loan customers can apply for loans quickly and easily by availing pre-approved loan offers.
Eligibility Criteria for Bajaj Finance Personal Loan
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- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, Private or MNC.
- CIBIL Score: 750 or higher.
- Monthly Salary: Rs. continue 22,000, based on the city you live in.
Interest rates and charges for personal loans from Bajaj Finance
Interest rates for Bajaj Finance Personal Loans start from 12.99% p.a. Interest rates can vary depending on the loan amount, tenure, credit score and applicant profile, among other factors. The personal loan fees from Bajaj Finance are as follows:
4.13% of loan amount as maximum processing fee. Prepayment penalty: Up to 4% of principal balance.
Late payment fee: Up to 2% of the amount due per month Penalty for foreclosure: Up to 4% of the principal amount due.
Documents Required for Bajaj Finance Personal Loan
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- KYC Documents: Aadhaar/PAN Card/Passport/Voter ID
- Employee Identity Card
- Last 3 months salary slips
- Last 3 months bank account statement
How to Apply for Bajaj Finance Personal Loan?
You can apply for Bajaj Finance Personal Loan online by following these simple steps:
Step 1: Visit the Bajaj Finance website or download the Bajaj Finserv app on your mobile phone.
Step 2: Click on ‘Personal Loan’ option and enter your personal and professional details.
Step 3: Select the loan amount and tenure as per your requirement.
Step 4: Submit the required documents including identity proof, address proof, income proof and bank statement.
Step 5: Once your application is approved, the loan amount will be credited to your account within 24 hours.
